ATV Insurance

We know you love your all-terrain vehicle, or ATV, whether you're a rancher, hunter, or trail rider. We also know that you want to be covered if your ATV is stolen or badly damaged. That's why we partnered with American Modern* to offer you ATV insurance for your four wheeler.

With our wide variety of four wheeler classes and expertise, we will find the right ATV insurance quotes and coverage to fit you and your off road vehicle.

  • All-Terrain Vehicle – What is covered?

    • Golf Carts
    • ATVs
    • 4-, 6-, or 8-wheeled utility vehicles
    • G.E.M. vehicles (Global Electric Motorcars)
  • Much like motorcycle insurance, American Modern offers a variety of ATV insurance coverages

  • Choose From Two Coverage Levels

    • Liability Only

      Protects you against liability for injuries to others, or property damage, resulting from a cycle accident. Coverage limits and requirements vary by state. When you generate an online quote, you will be given all of the required coverages and options for your state.
    • Full Coverage

      A package of Liability/Comprehensive/Collision protects your bike from damage resulting from fire, theft and most other perils, plus adds collision coverage for accidental damage to your bike.
    • *American Modern ATV insurance policies offered through Elephant Insurance are provided by American Modern Insurance Group. American Modern is a business associate that is not affiliated with Elephant and is solely responsible for these insurance policies.

      Elephant assumes no responsibility for the content or operation of the American Modern Web site. Information provided to American Modern is subject to its terms of use and privacy policy.